This overview offers a quick look at all the guides in the toolkit to help you find the most helpful resources for your situation. We recommend reviewing each of the guides to understand how to identify coerced debt and to find available tools and strategies to address it.
Guide 1: Understand
- How Do I Know If I Could Be A Victim Of Coerced Debt?
- Why Is It Important To Know If I Am A Victim Of Coerced Debt?
- I Think I Might Have Coerced Debt. What Can I Do?
Guide 2: Protect
I Am Worried An Abusive Partner Might Take Out Debt In My Name.
- Step 1: Ensure Your Immediate Safety.
- Step 2: Change All Your Online Account Information.
- Step 3: Put A Credit Freeze Or Fraud Alert In Place.
- Step 4: Collect Your Personal Identifying Documents.
- Step 5: File For A Protective Order With Provisions To Ensure Your Economic Security.
Guide 3: Discover
I Suspect That My Abusive Partner Took Out Debt Or Opened Accounts In My Name.
I Was Denied Credit, Housing, Or A Job Based On My Credit History.
- Step 1: Figure Out Which Consumer Reporting Agencies To Contact.
- Step 2: Request Your Credit Report From The Consumer Reporting Agency That Prepared It.
A Debt Collector Called Or Contacted Me About A Debt That I Didn?t Take Out.
Guide 4: Dispute
My Abusive Partner Took Out Debt In My Name Without My Knowledge Or Forced Me To Take Out Debts In My Name.
- Introduction: Know your rights.
- Step 1: Find out the details about the debt that was taken out in your name.
- Step 2: File an identity theft report.
- Step 3: Dispute the debt and other information that you think is incorrect with the consumer reporting agency that is reporting it.
- Step 4: Dispute the debt with the furnisher.
Guide 5: Defend
I Was Sued For A Debt That I Never Took Out Or That My Abusive Partner Forced Me To Take Out.