Filling out an Identity Theft Form lets you dispute a debt. Disputing a debt means that you are telling the consumer reporting agencies that the debt does not belong on your credit report.
There are two ways you can fill out the Identity Theft Form:
- Online. You can access the Identity Theft Form through the Federal Trade Commission’s website, www.IdentityTheft.gov. This website has an online form that you fill out.
- By Telephone. You can also call and report the identity theft to the Federal Trade Commission at 1-877-438-4338.
The form will ask you to list the different debts that were fraudulently taken out in your name.
Tip: If you are reporting more than five fraudulent accounts, you can include the additional accounts in the comments section of the online form.
